At J.S. Braddock Agency we understand how important a motorcycle can be to someone and while you are out enjoying your ride, get some peace of mind with a motorcycle insurance policy. With motorcycle insurance, you will feel better knowing in the event of an accident both you and your motorcycle can be protected with various options.
What are some of the Coverage Options for Motorcycle Insurance?
While liability coverage is often the only coverage required for a motorcycle insurance policy, there are several other coverages available.
Liability Coverage will cover bodily injury and property damage that you may cause to other people involved in an accident, but does not cover you or your motorcycle.
Collision Coverage will cover damage to your motorcycle if you are involved in an accident.
Comprehensive Coverage pays for damages caused by an event other than a collision, such as fire, theft or vandalism. A good thing to take note of is most comprehensive and collision coverages only cover factory standard parts for the motorcycle so if you have a lot of custom parts on your bike, you should look into additional/optional equipment coverages.
Underinsured/Uninsured motorist coverage will cover damage to you and your property caused by another driver who has no insurance or does not have adequate insurance to cover the damages.
Many companies will offer a discount on your motorcycle insurance if you take a training course such as the Motorcycle Safety Foundation rider course.