While liability insurance can help protect against accidents and mishaps in the workplace, they do not cover a loss that involves your building or property in your building. This is why it is important to carry a Business Property Insurance Policy.
A Business Property Insurance policy may cover a loss involving your building or property inside your building. An example of a loss that may be covered under this policy would be a fire burning your building down and the contents inside. Business Property Insurance can also cover damage to your outdoor signs, fence and other property inside your business.
Some of the events that may cause a loss that can be covered by a Business Property Insurance Policy include vandalism, burst pipes, fires, theft and more. A basic property insurance policy likely does not cover losses caused by earthquakes, although this coverage could be added to your policy.
To learn more about a Business Property Insurance Policy please call us at 609-654-5800 or click here to start a quote.