Occasionally with unhappy customers, a claim may arise due to negligence even if you or your company hasn’t necessarily done anything wrong. This is the reason a Professional Liability Insurance Policy is important to any business that provides professional services or give advice to clients to help protect your business.

You will often hear Professional Liability Insurance referred to as Errors and Omissions (E&O) Insurance which by name shows it helps provide protection when a small business owner is sued for negligence when their client is not pleased with their work, or think there was an error in the work.

A Professional Liability policy can be structured to meet the needs of your business because the work you perform and advice you may give to a client can be very different from one business to another.